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News feed

PFM 2.0: Reigniting the personal financial management revolution in banking

Thanks to the power of data, APIs and artificial intelligence, banking providers can engage consumers with personal financial management tools in new and exciting ways.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Artificial intelligence can predict your personality by scanning your eyes

"The eyes are the window of the soul." Cicero said that. But it's a bunch of baloney. Unless you're a state-of-the-art set of machine-learning algorithms with the ability to demonstrate links between eye movements and four of the big five personality traits.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Digital transformation in banking requires a big culture shakeup

Technological changes will almost always precede cultural adjustments within an organization. To succeed, banks and credit unions must support the elimination of silos, be willing to embrace risk, and have an obsessive focus on the needs of the consumer.

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By 2030 Millennials will have $20 trillion in wealth. Here’s what they want in Robo-Advisors

Millennials are expected to have $20 trillion in wealth by 2030, according to a July 2018 CB Insights study. Marketing investment options and robo-advisors to this mobile-centric group will require a specific strategy.

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I am the password

With increase in mobile banking and transactions, banks are increasingly looking at new ways of providing a secure and yet convenient way of authenticating its customers. Fintechs, banks and vendors are also working towards providing the customers a seamless and user friendly experience while providing them the security and comfort that they can transact in peace.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Omnichannel Banking goes beyond seamless transactions

Banking providers must leverage data and insights collected throughout the customer journey to create a seamless, personalized experience that builds value, improves satisfaction and reduces costs.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Why companies need to get on the tokenization train

One of the most compelling uses of blockchain technology is the ability to reliably record information and verify when and where it was added to the network. This feature, combined with the ability to synchronize a ledger, means that all parties can get the same information at the same time and have confidence in the truthfulness of that information. The result has been a rush to treat blockchains like infallible digital notaries, recording truthful information and sharing it around. Useful definitely, but with significant limitations.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Explainable AI and Its Impact on AI Adoption

Explainable AI (XAI) is not a new term. Back in the 1980s, explainability of AI expert systems was a big topic of interest, but soon after that, we went into an AI winter, and generally forgot about AI explainability, until now, when we see XAI reemerging as a major topic of interest.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Blockchain Summit 2018: the role of banks and how not to get lost in the hype

If nothing else, blockchain has spawned a whole industry of would-be solution providers. Start-ups claiming to give people control of their digital identities filled the exhibition aisles of the Blockchain Summit – all they need now is for people to be bothered. Little Bitcoin signs have lit up a lot of techies’ eyes as they have come to see blockchain as the distributed ledger route to untold riches.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Biometrics: Are they becoming the nirvana of personal security?

By 2020, nearly all smart devices including mobile phones, tablets and wearables will have some form of biometric security enablement. By the same time, personal banking through mobile apps will also overtake online banking in the UK.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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